Invoice Factoring

Get the cash your business needs in 24 hours

Does your business have to wait 30, 60 or 90 days to get their invoices paid?

One of the most common struggles any business faces is managing cash flow. You provide your products and services on time, only to wait 30, 60, or even 90 days or longer for payment. Meanwhile, your business has needs and obligations that require working capital. Whether you want to go after that new account, add inventory, or increase staff to manage a seasonal rush, having the cash you need, when you need it, gives you the opportunity to grow your business on your schedule. That’s where We comes in to help you.
  • What is Invoice Factoring?

    Factoring is a form of financing that consists of converting receivables from into cash, providing you with additional liquidity. Our team is committed to quickly providing you with a project for financing through factoring, based on the quality of invoices issued and your customers’ creditworthiness.

  • How does it work ?

    Factoring is simply the sale of your open accounts receivable for immediate cash. Instead of waiting for slow-paying customers, The factor buys your open invoices at an agreed-upon discount for cash you can use right away. The factors you will deal with provides non-recourse factoring, which means we assume the credit risk - if an invoice you factor with the factor isn’t paid for a credit reason, you are not liable. ​ Most factors are full-recourse, which means you still have to worry about default. Non-recourse factoring gives you immediate cash for your invoices without the hassle of collections.

  • How to Get Started with factoring ?

    Smartwise Capital will connect you with a factor company. Setting up your account is easy and takes just a few days. Once your account is established, simply submit your invoices and relevant paperwork. After we verify the invoices, we send them to your customers and your cash is deposited to your bank account, all within 24 hours. You can manage your account and submit invoices online 24/7 through a portal, an online account management platform, where you can also instantly check credit on thousands of companies throughout the U.S. and Canada.

Our main services

We work closely with businesses and help them  grow with those programs

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How It Work

Our 3 Step Process:

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Step 1

Complete your job or order and submit your invoices to the factor instead of sending to the client

Step 2

Invoices are Processed Your invoices are verified then sent to your customers

Step 3

Cash is deposited into your bank account within 24 hours.

Testimonial

What They Say

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Natalie Mirna Sales

Duis penatibus aenean justo dignissim volutpat elementum dis himenaeos morbi pharetra eget. Aliquet letius platea phasellus eros consectetur tellus feugiat. Per luctus blandit tortor porta dictumst. Nisl non nunc ligula quis dolor magna. Nullam felis vulputate vitae suspendisse neque pellentesque fames a dui volutpat.

Jodie Mcfadden Sales

Duis penatibus aenean justo dignissim volutpat elementum dis himenaeos morbi pharetra eget. Aliquet letius platea phasellus eros consectetur tellus feugiat. Per luctus blandit tortor porta dictumst. Nisl non nunc ligula quis dolor magna. Nullam felis vulputate vitae suspendisse neque pellentesque fames a dui volutpat.

Jodie Mcfadden Sales

    Want to Learn More?

    We’re here to answer any questions you have, online or on the phone. Call us at 581-700-2353 or click below to get in touch with one of our specialists.